When you apply for a personal loan, the first thing most lenders do is run your credit report. Your credit score is based on your credit history, the amount of credit you’ve taken out, and your ability to repay debts, among other factors. Because personal loans are unsecured loans with no collateral, lenders will use […]
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What Are Credit Card Interchange Fees? Merchants all around the world use credit cards to carry out transactions. However, processing these credit cards requires some amount. Interchange fees form most of this amount. Interchange fees are accepted by the banks that issue the card to the merchants. In this article, we will break down the […]
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Dearness Allowance (DA) is a component of your salary that you’ll find listed in your monthly salary slip. And the history of DA can be traced back to the Second World War when it was first introduced. Back then, it was known as the ‘Dear Food Allowance’. It was given to employees in response to […]
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Due to the coronavirus pandemic, retailers, restaurants, bars and more are encouraging people to pay via contactless, rather than with cash. The aim of this is to reduce the potential spread of the virus as notes are passed between hands – and many people have stopped handing over cash in favour of tapping their bank […]
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Mistakes that appear on your credit reports could be quite common but they need to be identified and rectified at the earliest possible. There are two fundamental ways of rectifying the credit report mistakes. They are: Contacting the lender or creditor directly through mail or a telephone call. Initiating a dispute at once with the […]
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Online shopping is probably the best excuse to use credit cards for cashback offers. Millenials of India love shopping online and spend a fortune on it. So, isn’t it a fair deal to use a money-back credit card when you shop online? This would save you a ton of money and earn you other exciting […]
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Travelling is always a good way to escape from your mundane routine. Planning a journey includes googling the costs associated like flight tickets, hotel rent, and so on. But what if you could travel for free? That would be great, right? With the best travel credit cards, this fantasy of yours becomes reality. The travel […]
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Our generation is filled with movie buffs and enthusiasts. People rush to the movie theatres every time a new Hollywood or Bollywood movie is released. You get the idea, right? Young folks spend a lot of money on movies. Lately, the prices of movies have been rising, and it becomes quite difficult for people to […]
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If you are a shopaholic, then a shopping credit card will surely help you save thousands of rupees while shopping online. The category of credit cards meant for online shopping is gaining popularity quickly due to surge in online shopping. It gains even more demand in the festive season. Moreover, all the top banks in […]
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A credit card is an easy way to spend without having cash in hand. Also known as digital money, this is a payment card issued by banks to cardholders. You can enjoy purchases and have the convenience of paying the actual money later. A credit card usually has a pre-approved credit card limit set by […]
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